Car Insurance Policy | Act of God

If your car insurance policy is just a normal comprehensive insurance type, it doesn't normally include what they call Act of God provision.



While monitoring the rescue and relief operation updates through twitter, I read the following updates from @ANCALERTS about car insurance policy relating to the damages caused by flood due to to typhoon Ondoy.

Generali Pilipinas SVP & Chief Marketing Officer Melvin Esteban,RFP shared the following information/tips:

Car insurance policy and Act of God

- If you just get normal comprehensive insurance, it doesn't include what they call "act of God".

- If policy has "act of God" or "act of nature", whatever is damaged by this flood will be covered.

- The "act of God" clause costs 400-500 pesos per year.

How to file insurance claims for flood-damaged cars

- Insurance companies are very reasonable. It is more of extra validation, as in the right person and the right car.

- If you did apply to this "act of God" clause,the next step is to secure your property and to tell your insurance company

- If you have an "act of God" clause, even cleaning expenses (i.e. for house filled with mud) will be covered.

- Submit an affidavit (narrate events) because the company also has to know what happened.

- Photographs are very important in securing your insurance.

- If your car was washed away by floods, and then you found it with some parts missing,it is not theft,it is still "act of God".

Where to call for information about your car insurance policy?

Generali Pilipinas hotlines 8120699 Or 8135774

Malayan Insurance Is Operational. For typhoon/flood insurance claims call 843-8080 Or 818-5211

Prudential Guarantee policy holders affected by Typhoon Ondoy can call their hotline 8104916 To 335

Do you have a flood-damage car caused by typhoon ondoy? Did you get a car insurance policy with Act of God inclusion?

Typhoon Ondoy | Flood and Rescue Updates from Twitter

The amount of rain caused by the typhoon Ondoy in six hours is almost equal to the average monthly rainfall in Metro Manila, said Nathaniel Cruz, weather services bureau head of the Philippine Atmospheric, Geophysical and Astronomical Services Administration (Pagasa).

This resulted to flood almost everywhere in Metro Manila and other parts of Central Luzon.

Here's the situation in the street in Bangkal, Makati where I live.


Just like some areas in Metro Manila, it is also the first time that our place was flooded like this. The ongoing Maynilad Water project in our place is part of the cause.

Pinoy twitters are using the these hashtags for typhoon Ondoy related updates - #manilaflood, #bagyo, and #ondoy

Where to contact for help?

MARIKINA RESCUE: 6462436 Boats now available. contact Nor Domingo/ La Salle Greenhills 0920 907 290

National Disaster Coordinating Council (NDCC) (+632-9125668, +632-9111406, +632-9115061, +632-9122665) Help hotlines: (+65 734-2118, 734-2120)

Red Cross (143, +632-5270000)

Coast Guard (+632-5276136)

AIR FORCE (+63908-1126976, +632-8535023)

Senator Manny Villar (+639174226800. +639172414864, +639276751981)

Bureau of Fire Protection Region III (Central Luzon) Hotline: (+63245-9634376)

Senator Dick Gordon (+639178997898, +63938-444BOYS, +632-9342118, +632-4338528)

Rescue InfoHub Central

@badingangbato: Rescue Hotlines Makati - 8758423. Pasig - 6310099. Quezon City161.

How to help flood victims?

Support Red Cross, click here for information on how to help.

Caritas Manila Office at Jesus St., Pandacan Manila near Nagtahan Bridge (+632-5639298, +632-5639308)

TXTPower now accepts donations via SmartMoney 5577514418667103, GCash 09179751092 and Paypal http://is.gd/3GvuN

From @noynoyaquino: You may also get in touch w/ Jana Vicente at 9285205499. Drop off for relief donations at Balay Expo across Farmers Market

From Manolo Quezon III: How to help

I have just read a report that it will continue to rain until Sunday, according to Pagasa. Be safe everyone!

Not an early campaign?

Noynoy and Mar who is being projected by those around them as the bearer of change is currently in Mindanao for a 3-day trip. Nereus Acosta, LP vice-president for Mindanao, is quick to clarify that they are not embarking on early campaign.

He said the tandem went to Mindanao on invitation of local government officials and members of different citizen movements, led by former Davao del Norte vice governor Anthony Rafael del Rosario.

“Hindi ito (This is not) campaigning in the strictest sense. Ito ay mga paglulunsad iba’t ibang movements. (This trip is for the launching of various movements.) This is really a people-powered initiative," he said.[Source]

Yeah, right. But how do you explain this:

In a phone interview on Friday, LP secretary-general and campaign manager Florencio “Butch" Abad said this was the first time Aquino and Roxas visited an area together since they formally declared their intent to run in 2010. "The party is doing it from the south," Abad said.

“Matagal na kami sa Luzon and Metro Manila. Maganda naman siguro na pakinggan naman ang mga kababayan natin dito sa Mindanao (We have long been in Luzon and Metro Manila. Maybe it would be good if we listen to our fellow Filipinos here in Mindanao)," he added. [Source]

If that is not an early campaign, I don't know what is.

And you guys say you will bring change? Wow.

When asked why I am not inclined to vote Noynoy for president, my quick answer is that, aside from the Hacienda Luisita issue, I haven't seen any platform yet. Too early to conclude.

There are many like me who hates GMA and anything that has something to do with her, but is not really convinced that Noynoy will be better. If you want to win our votes, please try to show that you are indeed different.

But it looks like the Philippines 2010 Election will not be any different from past elections. It will be just be business as usual for the trapos.

I guess I just have to continue looking for Eddie Gil. It's time to Gil the nation!

Tylenol Recall 2009 | Children's and Infants' TYLENOL

Tylenol manufacturer McNeil Consumer Healthcare has issued a voluntary recall of certain lots of Children's and Infants' TYLENOL liquid products that were manufactured between April, 2008 and June, 2008. It is now being referred to as Tylenol Recall 2009.

Here is the list recalled products and lot numbers:

-Children's TYLENOL® Plus Cold MS Suspension 4 oz. Grape (SBM041, SBM067, SCM037, SDM027, SEM109)

-Children's TYLENOL® Suspension 4oz. Grape (SBM042, SCM015, SCM036, SDM034)

-Children's TYLENOL® Suspension 4oz. Bubble Gum (SBM043, SBM044, SCM029)

-Children's TYLENOL® Suspension 4oz. Strawberry (SBM045, SCM011, SCM030, SDM035)

-Infants' TYLENOL® Grape Suspension Drops 1/4oz.(SBM064, SCM033, SDM020)

-Infants' TYLENOL® Suspension 1/2oz. Cherry (SBM065, SCM005, SCM006, SDM032)

-Children's TYLENOL® Dye Free Suspension 4oz. Cherry (SBM066, SCM068)

-Children's TYLENOL® Suspension 4oz. Cherry (SBM068, SCM035, SCM070,
SCM080, SDM005)

-Children's TYLENOL® Plus Cough & Runny Nose 4oz. Cherry (SBM069, SBM070, SCM081, SDM006)

-Infants' TYLENOL® Suspension Drops 1/2oz. Grape (SCM012, SCM067, SDM007, SDM068)

-Children's TYLENOL® Plus Flu 4oz. Bubble Gum (SCM013, SCM014, SCM069)

-Children's TYLENOL® Plus Cold Suspension 4oz. Grape (SCM016, SFM024)

-Children's TYLENOL® Plus Cough/ST Suspension 4oz. Cherry (SCM017)

-Infants' TYLENOL® Suspension Drops 1oz. Grape (SCM082, SDM039, SDM040)

-Infants' TYLENOL® Dye Free Suspension 1oz. Cherry (SCM083, SCM084, SDM008)

-Children's TYLENOL® Pediatric Suspension 1oz. Cherry (SDM064)

-Infants' TYLENOL® Suspension Drops 1oz. Cherry (SDM038, SDM009)

-Children's TYLENOL® Plus Cold/Allergy 4oz. Bubble Gum (SDM033)

-Infants' TYLENOL® Drops 1oz. Grape (SDM078)

-Infants' TYLENOL® Grape Suspension Drops H/G 1/2oz.(SCM034)

-Children's TYLENOL® Suspension 4oz. Cherry, Hospital Govt. (SDM028)

The company has implemented this recall because examination of bulk raw material detected that one of the inactive ingredients did not meet internal testing requirements. Specifically, the gram-negative bacteria Burkholderia cepacia (B. cepacia) was detected. The portion of raw material in which the bacteria was found was isolated and was not used in the production of any finished product. However, it was decided, as a precaution, to recall all product that utilized any of the raw material manufactured at the same time as the raw material that tested positive for the bacteria.[Source]

For more information about Tylenol Recall 2009, individuals may contact McNeil Customer Care Center at 1-800-962-5357.

Busy, busy...

Because of my busy schedule this month, I wasn't able to attend the First Batangas Bloggers Grand EB. I heard it was a blast! See EB pictures here.

I was also planning to watch the concert for a cause organized by ASMSI but also failed to do so. MYMP, Jed Madela and Nyoy Volante made it! Uhm.. Aiza Seguerra said she will be there too but didn't show up. Pictures here and here.

Mayweather vs Marquez | Weigh-In Video, Results and Video Replay

Mayweather vs Marquez Weigh-In Video is now available in youtube.com. Not long after the fight, there is a great change that Mayweather vs Marquez video replay will be available there too.

I will not be able to watch Mayweather vs Marquez live, and most likely, I will know the Mayweather vs Marquez results first via twitter. :-) My guess is that Mayweather will win this bout.

Meanwhile, you may watch Mayweather vs Marquez Weigh-In Video here.


Mayweather Weigh-In Video


Marquez Weigh-In Video

I'll be posting Mayweather vs Marquez video replays later.

UFC 103 Fight Live Stream | UFC 103 Fight Results

UFC 103:Franklin vs Belfort can be watched live on Pay-Per-View from the American Airlines Center in Dallas, Texas September 19, 2009, Saturday. If you're lucky, you may also be able to watch free UFC 103 Fight live stream through justin.tv and ustream.tv.

I'll update this post to share links where to watch UFC 103 Fight live stream as well as the UFC 103 Fight results.

$3 for Daniel

Daniel is a 5 months old baby who needs to undergo a liver transplant. The operation is really costly, Daniel and his family need all the help they can get.

My friend Niko initiated a campaign to raise funds for Daniel's most needed operation. Please spare your $3 in support for Daniel.

This is the 2nd time that I am using my blog to support a similar campaign. The first is that of Yuki, who unfortunately died even before the operation.

I hope Baby Daniel makes it. More information here: $3 for Daniel

Kanye West and MTV 2009 Video Misic Awards

Here's the video of the most talked about incident during the recently concluded MTV 2009 Video Music Awards involving Kanye West and Taylor Swift.



Taylor Swift has just started her acceptance speech for winning the Best Female Video category (You Belong With Me), when Kanye West stormed the stage, took the microphone from Taylor Swift and said:

Yo Taylor, I’m really happy for you, I’ll let you finish, but Beyoncé has one of the best videos of all time. One of the best videos of all time!”

What is this guy thinking? Papansin!

Best Web Hosting?

I've been thinking of getting a paid web host for one of my blogs and is currently in search for the best web hosting services. Not that I have problem with with Google's free web hosting for its blogger blogspot blogs. It's actually great.

However, I'm thinking of using wordpress and there are other features that I want include in my blog which is not possible using Google's free web hosting.

Findmyhosting.com has this comparison of The Best 10 Web Hosting Sites which may make my decision real easy. Check that out too if you're also looking for the best web hosting services.!

Pacquio will be training in Baguio City

In preparation for the Pacquiao-Cotto showdown in November, Manny Pacquiao will be going to Baguio City for a one month training.

Pacquiao, who will try to wrest Cotto's World Boxing Organization welterweight crown, is due to start training on Sept. 20 after his arrival from a press tour in the United States and Puerto Rico. He will be provided round-the-clock security.

Part of his training would be done at Camp John Hay, where Pacquiao could jog daily without being bothered. The rest of his training would be held at the Philippine Sports Commission facility in Teachers' Camp.

Bautista said Pacquiao would be guarded by a private security group.[Source]

It was also reported earlier that Pacquiao may train in Canada.

The world always looks brighter from behind a smile

Seeing Pia smile like this makes me forget that I'm tired from a five-hour travel and still lacks sleep.

It's First Quarter Grading Period Honors' Day at Pia's school today and she's in the Honors' List! She made me a real proud daddy! More pictures here.

Jeff Hardy Arrested for Steroids, Pills - TMZ

TMZ reported that Jeff Hardy was arrested after cops found a boatload of pills and steroids inside his home. According to the report, Jeff Hardy's brother, Matt, bailed Jeff out of jail after he was charged with several counts of drug trafficking.

Read the full report about Jeff Hardy's arrest here.

Concert for A Cause: A tribute to Fr. Al for the Benefit of his Children

As a way of tribute to Fr. Al, the Alumni of the Sisters of Mary Shools, Inc., together with Fr. Al's Children Foundation, Inc. organized a concert for a cause to be held on Sept. 20, 2009 at The Sisters of Mary Girlstown Campus Auditorium in Silang, Cavite.



This concert for a cause will be featuring The Boystown & Girlstown Choir, Mr. Jed Madela, Mr. Dingson Balahadia, Mr. Nyoy Volante and Ms. Aiza Seguerra. Ticket price is at P500. Click here for information on how to buy your tickets.

I was one of those who benefited from Fr. Al's works. I belong to the 4th batch graduates of the Sisters of Mary School, which provide free high school and vocational training for the poor students.

Fr. Al is the founder of the Sisters of Mary School. Six years ago, he was declared as Servant of God and hopefully be declared as Saint soon.

Please help support the operation of the school by attending this Concert for A Cause: A tribute to Fr. Al for the Benefit of his Children. Or click here if you can't attend but wanted to make a donation for the school.

UFC 103 Fight Card: Franklin vs Belfort

The Ultimate Fighting Championship (UFC) 103 Fight Card is now official.



Here's the complete list of UFC 103 Fight Card.

UFC 103 Main event:

Rich “Ace” Franklin vs. Vitor "The Phenom" Belfort

UFC 103 Main Card

Junior “Cigano” Dos Santos vs. Mirko “Cro Cop” Filipovic
Martin “Hitman” Kampmann vs. Mike “Quick” Swick
Josh “Kos” Koscheck vs. Frank “Twinkle Toes” Trigg
Hermes Franca vs. Tyson Griffin

UFC 103 Under Card

Efrain “Hecho en Mexico” Escudero vs. Cole “Magrino” Miller
Jim Miller vs. Steve Lopez
Rafaello “Tractor” Oliveira vs. Nick “The Carnie” Lentz
Paul “Semtex” Daley vs. Brian Foster
Tomasz “The Gorilla” Drwal vs. Drew “The Massacre” McFedries
Eliot “The Fire” Marshall vs. Jason Brilz
Vladimir “The Janitor” Matyushenko vs. Igor Pokrajac
Rafael dos Anjos vs. Rob "The Saint" Emerson

UFC 103 Fight can be watched live on Pay-Per-View from the American Airlines Center in Dallas, Texas September 19, 2009, Saturday. You can also watch UFC 103 Fight Live Stream through your PC.

Exchange Links

I've been receiving exchange link requests lately so I thought of making this exchange links post. If you want to exchange links with this blog, here's what you need to do:

1. Link Daily Food Adventures - (http://www.dailyfoodadventures.com/) to your blog

2. Provide your blog url and text/title you want me to use using the comment section below.

3. Please make sure that the link to my blog can be seen on the main page of your blog and not in any sub pages.

4. Blogs that promote gambling, illegal drugs and p-0-r-n-0-graphy (specially Pinay Scandal) are not welcome. And, oh, those blogs supporting Gloria Macapagal Arroyo and her allies are included in this category. :-)

I reserve the right to reject link request at my own discretion, of course.

So there. Let's exchange links!

Mikey Arroyo for Senator!

Here's Mikey Arroyo trying to make a fool of himself. The way he answered Winnie Monsod and Igan's basic questions about his assets convinced me that he shouldn't really be in the lower house.




Bitin ka ba? Here's Part Two.


As far as I'm concerned and my lawyers are concerned (pahiram lang Mikey ha?), this guy shouldn't be in the House of Representatives. No way!

He should be in the senate together with Bong Revilla and Lito Lapid! LOL

Is he running for senator this coming Philippines 2010 Elections? Good luck naman sa atin!

Paid Online Surveys | Make Money Online

I have been making money online for quite some time now but I never really got into paid online surveys. There are quite a number of online surveys for money programs which I often read in twitter and paid ads but I'm a bit skeptical when it comes to this kind of too good to be true kind of promotions.

Here are some examples:

Simple Online Surveys From Home! $5 to $75 each, or more.

Start Earning $3,800+ Monthly! Paid Online Surveys $150/hour.

Get paid to take online surveys $35 to Start-Worldwide help needed!

Get paid $10-$25 to complete easy 15 to 30 minute surveys.

How about you? Have you tried any paid online surveys? Did you really make money from online surveys?

Noynoy for President?

It looks like the Noynoy for President campaign is getting more and more support. Sen. Mar Roxas gave way to Noynoy as Liberal Party standard bearer!

Saying that somebody "has to make a sacrifice," Senator Manuel "Mar" Roxas II indicated Tuesday that he is giving way to his party-mate Sen. Benigno Simeon "Noynoy" Aquino III as the standard bearer of the Liberal Party in the 2010 presidential elections.[Source]

I hate the way Sen. Mar Roxas run his publicity campaign in preparation for Philippines 2010 Election, but if his decision is not just one of his political stunts, that is admirable. I'll salute him for that.

I'm still not sure if I'm going to vote Noynoy for President. As far as I am concerned, I want to hear his program of actions first. I'm also interested to hear what he intends to do with Hacienda Luisita. So let's see how it goes.

Alexa Rank update - August 31, 2009

This blog's Alexa Traffic Rank is now 568,137 (as of August 31, 2009). I started my campaign to increase my Alexa rank last week of July 2009. That time, this blog's Alexa Rank is 1,169,908!



My ultimate plan is to bring this blog's Alexa Rank to top 100,000. Aside from the tips on how to increase Alexa rank I got from other blogs, I guess dropping my Entrecard regularly also helped in increasing my Alexa rank.